Our Products

Let Properties - UK Holiday Homes - Unoccupied Residential Properties - Main Residence

Let Properties

We specialise in insuring tenanted residential properties, whether they are individual properties or multiple properties in a portfolio and have schemes for properties let to:

• Professionals
• Students
• DSS tenants
• HMO’s

Cover is available for:

• Most types of standard and non-standard construction
• Landlord’s contents
• 90 days unoccupancy cover mid term
• Standard £100 excess for all causes of damage, including escape of water (other than subsidence, heave and landslip which rises to £1,000)
• Multi property discount if insuring more than one property

UK Holiday Homes

We offer schemes for most types of holiday homes in the UK including:

• For use by family and friends only
• Commercially let or part let
• Wooden holiday chalets and other non-standard construction
• Beach huts
• Shepherd huts

Cover is available for:

• Most types of standard and non-standard construction
• Standard £50 excess for all causes of damage, including escape of water (other than subsidence, heave and landslip which rises to £1,000)
• No excess for beach huts

Unoccupied Residential Properties

Depending on postcode we have schemes for a variety of unoccupied residential properties, which may be:

• Pending sale
• In the hands of executors
• Between lets
• Undergoing redecoration or minor works
• Unoccupied park homes on established sites

Cover is available for:

• Buildings
• Most types of standard and non-standard construction
• Standard £250 excess for all causes of damage, including escape of water (other than subsidence, heave and landslip which rises to £1,000)
• Pro-rata refund of premium on cancellation

Main Residence

We offer cover for most types of residential properties including non-standard situations such as:

• Home working
• Part holiday home
• Lodgers
• Part let
• Bed and breakfast accommodation
• Park homes
• Management companies

Cover is available for:

• Most types of standard and non-standard construction
• Standard £50 excess for all causes of damage, including escape of water (other than subsidence, heave and landslip which rises to £1,000)